Free retirement calculator

Can you afford to retire?

Add your savings, stocks, NPS, land and property, then tell us what you spend. We’ll show whether you can retire now or at your planned age — and how much more you need if you can’t.

About you

yrs
yrs

Type inf or tap ∞ to plan for an unlimited lifetime

Monthly money

Household spending in today’s money

%

Share of today’s spending you’ll still need

SIPs, deposits or any regular investing

Rent, pension or annuity, in today’s money

What you own

Give each asset its own yearly return — cash and deposits grow slower than equity.

Shares, equity funds, ETFs
%
Savings account, fixed deposits, cash
%
Employee provident fund, public provident fund
%
National Pension System
%
Physical gold, sovereign gold bonds
%
Home, plot, commercial property
%
Bonds, crypto, insurance, anything else
%
Total assets today ₹0

Loans & assumptions

Home loan, personal loan, credit cards — deducted from your corpus

%

The rate your new monthly investing earns

%

Usually lower — money moves to safer assets

%

How fast your expenses rise each year

%

Raise your monthly investing as income grows

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